crédit | Françoise Clementi

overdue loan

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Unpaid after the payment due date. (http: investorwords.com )

loan amortization table

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Describes the repayment of a loan to the lender with interest. Based on the loan’s amount, interest rate, and length, a monthly payment is determined

loan officer

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Employee of a microfinance institution that manages a portfolio of loans customers (credit application evaluation, monitoring, recoveries,..).

loan repayment plan

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A procedure according to which a loan´s capital and interest would be return. The borrower and the lender can negotiate and agree the terms for

line of credit [LOC]

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An arrangement between a financial institution, usually a bank, and a customer that establishes a maximum loan balance that the bank will permit the borrower

interest amount

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The amount a lender charges for the use of assets expressed as a percentage of the principal.

instalment purchase

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To purchase something now and pay for it later,normally plus interest. (source: http://idioms.thefreedictionary.com/buy+on+credit)

indebtedness rate

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Percentage of debts incurred by a person in relation to their income.

individual loan (microlending)

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The individual-based lending methodologies developed by microfinance institutions (MFIs) being made to provide customized credit to meet the specific individual clients’ financial needs.