The amount by which a government, company, or individual’s spending exceeds its income over a particular period of time.(source: http://www.investorwords.com/1371/deficit.html#ixzz2I9YTOij8)

A legal concept, enacted by most governments, giving the creator of an original work exclusive rights to it, usually for a limited time.(source: wikipedia.org )

Joint European Resources for Micro to Medium Enterprises, is an initiative of the European Commission developed together with the European Investment Fund. It promotes the

Digital Financial Services (DFS) include a broad range of financial services accessed and delivered through digital channels, including payments, credit, savings, remittances and insurance. …

Any theory or practice that encourages members of a society to behave more justly to each other. For example, a social justice policy may seek