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pension fund

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Resources set aside on a periodic basis by the employee and/or employer that will earn a return so that the accumulated principal and interest will be sufficient to meet employee retirement benefits. The pension fund money is retained by a trustee who directly pays the employees at retirement. Annuity payments to employees will be made from pension fund assets. The administration of the fund may be done by the employing company, a trustee, or an insurance company or other similar organization.
(See more at: http://www.allbusiness.com/glossaries/pension-fund/4945880-1.html#sthash.Q99HOYg9.dpuf)

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